Time & Money Math Workbook

Real-Life Math Practice for Elementary Students

Time and money are math skills children use every day—but mastering them requires more than simply memorizing facts. Students need opportunities to practice computation, reasoning, problem-solving, and applying mathematical concepts to realistic situations.

The Time & Money Math Workbook provides elementary students with structured practice in two important areas of everyday mathematics: U.S. currency and time.

Throughout the workbook, students work through a variety of activities that gradually move from skill practice to more challenging, multi-step word problems. Rather than focusing only on basic computation, the workbook encourages students to read carefully, determine which operation to use, show their work, and check whether their answers make sense.

*Comes with a set of practice money!

What Students Will Practice

Money Skills

• Identifying and counting U.S. coins and bills
• Adding and subtracting money
• Making change
• Multiplying money amounts
• Dividing money into equal groups
• Solving shopping and spending problems
• Working with budgets and remaining amounts

Time Skills

• Identifying the hour and minute hands
• Reading analog clocks
• Telling time to the hour, half hour, and minute
• Understanding quarter past, half past, and quarter to
• Understanding AM and PM
• Calculating elapsed time
• Determining start and end times
• Reading schedules and time-based situations

Real-World Word Problems

The workbook also includes mixed-operation word problems involving addition, subtraction, multiplication, and division. Students encounter situations involving shopping, saving money, school activities, schedules, trips, sports, entertainment, and other everyday experiences.

More challenging problems require students to complete multiple steps, such as calculating a total, making change, determining elapsed time, or combining more than one mathematical operation.

Who Is This Workbook For?

This workbook is a great resource for:

• Elementary students in Grades 2–5
• Parents who want additional math practice at home
• Homeschool families
• Classroom teachers
• Math intervention and support
• Summer learning and review
• Students who need additional practice applying math skills
• Students who benefit from real-world math situations

Why Practice Time and Money?

Understanding time and money helps children develop number sense, mathematical reasoning, computation skills, and practical problem-solving abilities. These are skills students will continue to use as they become more independent in school and everyday life.

This workbook gives students an opportunity to practice the skills, apply them to realistic situations, and build confidence along the way.

Perfect for classroom practice, homeschool instruction, tutoring, homework, enrichment, or summer review.

Faith in Literacy — Helping children build strong academic skills through purposeful practice.